A Beanstalk Junior ISA makes saving for your children simple
Open an account in minutes
Manage their savings from your app
Packed with tools to help you save more
Beanstalk – The Modern JISA
Beanstalk is a revolutionary app-based stocks and shares Junior ISA that is breaking down barriers families usually face when saving for their children.
Open an account in minutes
Open accounts for your children from the app. No trips to the banks needed.
Low fees and flexible
With no payment commitments required, it's flexible to your finances. Top up the account when you want.
Tools to help your save more
Earn money back with KidStart, round up your purchases and easy gifting for family and friends.
We've helped thousands of families save millions for their kids
A trusted name in children's savings
Launched by the team behind KidStart. We have been helping families save for their children for over 12 years.
Rated excellent on Trustpilot
Not only that, we have over 4 stars on both the App Store and Play Store.
Regulated and secure
Beanstalk is authorised and regulated by the FCA and is covered by the Financial Services Compensation Scheme up to £85,000 per person for claims relating to investment products
What is a Junior ISA?
A Junior ISA is a long-term savings account set up by a parent or guardian with a Junior ISA provider, specifically to build a nest egg for their child's future and which benefits from a number of tax advantages. Junior ISAs may be held in cash and stocks and shares and are available to children born in the UK.
What is a stocks & shares Junior ISA?
A stocks & shares Junior ISA allows you to put money into a range of different investments. Beanstalk Junior ISA has a simple choice of two tracker funds (an L&G cash fund and a Fidelity global shares fund).
How do I transfer a Child Trust Fund to a Junior ISA?
If your child already has a Child Trust Fund, then they will need to transfer it to open either type of Junior ISA. Transferring is really simple: when you apply for a Beanstalk account, we will ask you if you have an existing account to transfer. We need a few details from you and then we take care of the rest
What is the Junior ISA limit?
Junior ISAs have a contribution limit of £9,000 total per year.
Designed for growth
We want your children to benefit from your investment so the Beanstalk app is free to download. Our only charge is an annual fee of 0.5% on the value of any investments, one of the lowest around. (The low cost funds we offer have their own management fees of between 0.12% and 0.15% included)
Note: Others run their own funds so fund fees included in comparison.
Putting you in control
Choose from two funds using our clever slider tool: a cash fund (Legal & General Cash Trust fund) which aims to provide returns in line with money market rates and a shares fund (Fidelity Global Index fund) which aims to track the performance of global stock markets and therefore large companies globally such as Apple, Amazon, Facebook, Alphabet (Google), and Johnson & Johnson.
Note: values calculated using fund prices
or relevant index less fees ten years to 30/06/21
I've found Beanstalk to be very straightforward, I just downloaded the app and in two minutes it was all set-up. It's so simple that the grandparents can quickly and easily contribute.Veli, Dad of Carmen