A Beanstalk Junior ISA makes saving for your children simple

Open an account in minutes

Manage their savings from your app

Packed with tools to help you save more

Beanstalk – The Modern JISA

Beanstalk is a revolutionary app-based stocks and shares Junior ISA that is breaking down barriers families usually face when saving for their children.

Open an account in minutes

Open accounts for your children from the app. No trips to the banks needed.

Low fees and flexible

With no payment commitments required, it's flexible to your finances. Top up the account when you want.

Tools to help your save more

Earn money back with KidStart, round up your purchases and easy gifting for family and friends.

We've helped thousands of families save millions for their kids

KidStart's logo

A trusted name in children's savings

Launched by the team behind KidStart. We have been helping families save for their children for over 12 years.

5 starts on Trustpilot

Rated excellent on Trustpilot

Not only that, we have over 4 stars on both the App Store and Play Store.

Protected by the FSCS

Regulated and secure

Beanstalk is authorised and regulated by the FCA and is covered by the Financial Services Compensation Scheme up to £85,000 per person for claims relating to investment products

What is a Junior ISA?

A Junior ISA is a long-term savings account set up by a parent or guardian with a Junior ISA provider, specifically to build a nest egg for their child's future and which benefits from a number of tax advantages. Junior ISAs may be held in cash and stocks and shares and are available to children born in the UK.

What is a stocks & shares Junior ISA?

A stocks & shares Junior ISA allows you to put money into a range of different investments. Beanstalk Junior ISA has a simple choice of two tracker funds (an L&G cash fund and a Fidelity global shares fund).

How do I transfer a Child Trust Fund to a Junior ISA?

If your child already has a Child Trust Fund, then they will need to transfer it to open either type of Junior ISA. Transferring is really simple: when you apply for a Beanstalk account, we will ask you if you have an existing account to transfer. We need a few details from you and then we take care of the rest

What is the Junior ISA limit?

Junior ISAs have a contribution limit of £9,000 total per year.

Designed for growth

We want your children to benefit from your investment so the Beanstalk app is free to download. Our only charge is an annual fee of 0.5% on the value of any investments, one of the lowest around. (The low cost funds we offer have their own management fees of between 0.12% and 0.15% included)

Fees vs Leading Child Savings Providers
Fees vs Selected Investment Platforms
2.0%
1.5%
1.0%
0.5%
0.0%
Beanstalk
One Family
Foresters Friendly
Foresters Financial
Scottish Friendly
Minimum
contribution
No
Yes
Yes
Yes
Yes

Note: Others run their own funds so fund fees included in comparison.

Putting you in control

Choose from two funds using our clever slider tool: a cash fund (Legal & General Cash Trust fund) which aims to provide returns in line with money market rates and a shares fund (Fidelity Global Index fund) which aims to track the performance of global stock markets and therefore large companies globally such as Apple, Amazon, Facebook, Alphabet (Google), and Johnson & Johnson.

40%
Cash Fund
60%
Share Fund
Cash Fund
Share Fund
With this choice, £1000 invested for Sarah ten years ago would now be worth £2166

Note: values calculated using fund prices
or relevant index less fees ten years to 30/06/21

I've found Beanstalk to be very straightforward, I just downloaded the app and in two minutes it was all set-up. It's so simple that the grandparents can quickly and easily contribute.

Veli, Dad of Carmen

As seen in

The TimesDaily MailThe TheIndependentThe Money PagesThe SunFinExtraAltFi

AS WITH ANY INVESTMENT THE VALUE CAN GO DOWN AS WELL AS UP. PAST PERFORMANCE IS NO INDICATOR OF FUTURE PERFORMANCE. THE TAX TREATMENT OF ISAS DEPENDS ON YOUR INDIVIDUAL CIRCUMSTANCES AND MAY BE SUBJECT TO CHANGE IN THE FUTURE.

Beanstalk is the newest member of the KidStart family. KidStart is the shopping club for parents that has been helping families save for their children for over 10 years and has helped thousands of families save millions for their little ones.