Designed for Growth

We want to help you build your family savings and investments so we offer low cost stocks and shares Junior ISAs and ISAs

Our unique family approach

One Family
Shepherds Friendly
Foresters Financial
Scottish Friendly

Note: Others run their own funds so fund fees included in comparison. Checked 23/08/23.

Nutmeg0.45%-0.75% (up to £100k)£100 lump sum
Moneybox0.45% + £1 a month£0

Pay less, save more

We want your children to benefit from your investment so the Beanstalk app is free to download and use. Our only charge is an annual fee of 0.5% on the value of any investments, one of the lowest around. (The low cost funds we offer have their own management fees of between 0.12% and 0.15% included)

stocks and shares

Stocks and Shares can be a great way to grow your money

Many people choose stocks & shares when saving over longer periods as growth can compensate for the ups and downs. For example, research suggests that over 50 years, UK shares returned over four times more than cash.

Source: Barclays Equity Gilt Study 2019

tax free isa and jisa

Tax free Junior ISA and adult ISA

We offer a stocks & shares JISA for your children and a similar ISA for yourself. Both are tax free for income and capital gains meaning more returns for you. The JISA is in the child’s name and any contributions are locked up and can only be accessed by them (or converted into an adult ISA) when they are 18.

Choose how you would like your child's savings invested

Allocate your savings between a money market fund / shares fund from L&G and Fidelity with our unique slider tool



With this choice, £1000 invested for your child ten years ago would now be worth £2300
Note: Values calculated using fund price less our fee over 10 years until the end of last quarter. Past performance is no guarantee of future performance.

Stocks and shares junior and adult ISAs so income and gains tax free

Choose to allocate your savings between a cash and shares fund with our unique slider tool

Low cost index tracker funds from Fidelity and L&G so less taken away in fees

It’s easy to get started

© Beanstalk 2023. All rights reserved.
Beanstalk is a trading name of KidStart Limited. KidStart Limited is authorised and regulated by the Financial Conduct Authority. Our FCA number is 473606. See for more information.