We want to help you build your family savings and investments so we offer
low cost stocks and shares Junior ISAs and ISAs
Note: Others run their own funds so fund fees included in comparison. Checked 23/08/23.
We want your children to benefit from your investment so the Beanstalk app is free to download and use. Our only charge is an annual fee of 0.5% on the value of any investments, one of the lowest around. (The low cost funds we offer have their own management fees of between 0.12% and 0.15% included)
Many people choose stocks & shares when saving over longer periods as growth can compensate for the ups and downs. For example, research suggests that over 50 years, UK shares returned over four times more than cash.
Source: Barclays Equity Gilt Study 2019
We offer a stocks & shares JISA for your children and a similar ISA for yourself. Both are tax free for income and capital gains meaning more returns for you. The JISA is in the child’s name and any contributions are locked up and can only be accessed by them (or converted into an adult ISA) when they are 18.
Allocate your savings between a money market fund / shares fund from L&G and Fidelity with our unique slider tool
Stocks and shares junior and adult ISAs so income and gains tax free
Choose to allocate your savings between a cash and shares fund with our unique slider tool
Low cost index tracker funds from Fidelity and L&G so less taken away in fees
You’ll find it on the Play Store and App Store
We just need your name, date of birth and address
You and / or as many children as you would like
Choose from two investment funds, you can change the allocation at any time
We’ll do the checks required in the background and you can start adding to your savings as soon as you are ready