Articles and Guides

What happens to a child’s Junior ISA at 18?

Using Beanstalk

What happens to a child’s Junior ISA at 18?

Savings and investments in a Junior ISA belong to the child whose account it is but the money is locked up and no withdrawals are allowed until they turn 18. At 18, the Junior ISA automatically matures into an ISA and the child becomes responsible for the account. Here’s how the transfer of control from the registered contact to the child works.

Read more

Answers to 10 common questions about Child Trust Funds

Saving & Investing

Answers to 10 common questions about Child Trust Funds

We wanted to answer the most common questions about Child Trust Funds as part of our goal of raising awareness about CTFs and ensuring that children and their parents make the most of the money locked up in them.

Read more

All you need to know about Grandparents and Junior ISAs

Saving & Investing

All you need to know about Grandparents and Junior ISAs

The Junior ISA was created by the government specifically to help parents, grandparents and other family and friends save for a child’s future so we wanted to answer some of the most common questions grandparents have about Junior ISAs.

Read more

Welcome To Beanstalk

Using Beanstalk

Welcome To Beanstalk

Find out why we launched Beanstalk and why it's a revolutionary app that is bringing child savings into the 21st century!

Read more

What happens to a child’s Junior ISA at 18?

What happens to a child’s Junior ISA at 18?

Savings and investments in a Junior ISA belong to the child whose account it is but the money is locked up and no withdrawals are allowed until they turn 18. At 18, the Junior ISA automatically matures into an ISA and the child becomes responsible for the account. Here’s how the transfer of control from the registered contact to the child works.

Answers to 10 common questions about Child Trust Funds

Answers to 10 common questions about Child Trust Funds

We wanted to answer the most common questions about Child Trust Funds as part of our goal of raising awareness about CTFs and ensuring that children and their parents make the most of the money locked up in them.

All you need to know about Grandparents and Junior ISAs

All you need to know about Grandparents and Junior ISAs

The Junior ISA was created by the government specifically to help parents, grandparents and other family and friends save for a child’s future so we wanted to answer some of the most common questions grandparents have about Junior ISAs.

Saving for a new baby

Saving for a new baby

There are loads to think about when you’ve just had a baby but one thing you might not want to forget is to start putting money away for their future. There’s a simple reason why: the sooner you start, the more your new baby will potentially have when they are older.

Benefits of transferring an ISA to Beanstalk

Benefits of transferring an ISA to Beanstalk

Transferring an ISA is easy and it could make things simpler for you and save you money. We explain some of the potential benefits and answer some of the questions people have around ISA transfers.

Beanstalk is not just for kids! Invest your spare change without a monthly fee

Beanstalk is not just for kids! Invest your spare change without a monthly fee

We are known for our award-winning Junior ISA, but did you know you can also use Beanstalk to save and invest for yourself whether or not you are saving for any children. Our ISA shares many of the same great features but not only that, it is one of the best value invest your spare change apps there is.

AS WITH ANY INVESTMENT THE VALUE CAN GO DOWN AS WELL AS UP. PAST PERFORMANCE IS NO INDICATOR OF FUTURE PERFORMANCE. THE TAX TREATMENT OF ISAS DEPENDS ON YOUR INDIVIDUAL CIRCUMSTANCES AND MAY BE SUBJECT TO CHANGE IN THE FUTURE.

© Beanstalk 2023. All rights reserved.

Beanstalk is a trading name of KidStart Limited. KidStart Limited is authorised and regulated by the Financial Conduct Authority. Our FCA number is 473606. See http://www.fca.org.uk for more information.