Articles and guides on saving and investing
One of the priorities of many new parents is to start saving for their baby’s future. In the UK there are a couple of options available but in this article we’re going to focus on the Junior ISA or ‘baby ISA’ (a name we sometimes see given online).
Child Trust Funds are a legacy long-term tax-free savings account for children born in the UK between 1 September 2002 and 2 January 2011. Questions around CTF transfers are really common as there are not many years left until the remaining accounts mature. We’ve picked out some of the questions we see most often to answer in this article.
In the savings and investment industry, the first few months of each year are known as “ISA season”. With the end of the tax year on the 5th April, the ISA and Junior ISA contribution allowances reset and savers and investors rush to use their remaining allowances before they expire.
Many grandparents want to help save for their grandchildren as they often have wealth they would like to pass down. We answer some frequently asked questions by grandparents when it comes to saving for their grandchildren.
April 5th is the end of 2025/26 tax year and is an important date when it comes to ISAs and Junior ISAs as it’s the deadline to use any remaining contribution allowances you have. Unused allowances do not roll over to the 2026/27 tax year.
There are many subreddits on Reddit focusing on personal finance in the UK. We took a look at some questions we’ve found around Junior ISAs and have shared our answers in this article.