A Beanstalk Junior ISA makes saving for your kids simple

  • Open a Junior ISA in minutes
  • Manage your kids savings from your app
  • Packed with tools to help you save more for your children
Beanstalk Junior ISA
Open a Junior ISA in minutes

Open accounts for your children from the app. No trips to the bank needed.

Low fees and flexible

With no payment commitments required, it's flexible to your finances. Top up the JISA when you want.

Tools to help you save more

Earn money back with KidStart, round up your purchases and easy gifting for family and friends.

A Junior ISA is a long-term savings account set up by a parent or guardian with a Junior ISA provider, specifically to build a nest egg for their child's future and which benefits from a number of tax advantages. Junior ISAs may be held in cash and stocks and shares and are available to children born in the UK.

A stocks & shares Junior ISA allows you to put money into a range of different investments. Beanstalk Junior ISA has a simple choice of two tracker funds (an L&G cash fund and a Fidelity global shares fund).

If your child already has a Child Trust Fund, then they will need to transfer it to open either type of Junior ISA. Transferring is really simple: when you apply for a Beanstalk account, we will ask you if you have an existing account to transfer. We need a few details from you and then we take care of the rest

Junior ISAs have a contribution limit of £9,000 total per year.

We've helped thousands of families save millions for their kids

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A trusted name in children's savings

Launched by the team behind KidStart. We have been helping families save for their children for over 15 years.

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Rated excellent on Trustpilot

Not only that, we have over 4 stars on both the App Store and Play Store.

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Regulated and secure

Beanstalk is authorised and regulated by the FCA and is covered by the Financial Services Compensation Scheme up to £85,000 per person for claims relating to investment products

One Family
Shepherds Friendly
Foresters Financial
Scottish Friendly

Note: Others run their own funds so fund fees included in comparison. Checked 23/08/23.

Nutmeg0.45%-0.75% (up to £100k)£100 lump sum
Moneybox0.45% + £1 a month£0

Pay less, save more

We want your children to benefit from your investment so the Beanstalk app is free to download and use. Our only charge is an annual fee of 0.5% on the value of any investments, one of the lowest around. (The low cost funds we offer have their own management fees of between 0.12% and 0.15% included)

Choose how you would like your child's savings invested

Allocate your savings between a money market fund / shares fund from L&G and Fidelity with our unique slider tool



With this choice, £1000 invested for your child ten years ago would now be worth £2300
Note: Values calculated using fund price less our fee over 10 years until the end of last quarter. Past performance is no guarantee of future performance.

As seen in

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Rated the Best Junior ISA two years in a row at the Good Money Guide awards.

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Download your free Junior ISA Guide

Junior ISA Guide Cover
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© Beanstalk 2023. All rights reserved.
Beanstalk is a trading name of KidStart Limited. KidStart Limited is authorised and regulated by the Financial Conduct Authority. Our FCA number is 473606. See http://www.fca.org.uk for more information.