Depending on the amount and whether your account set up is finalised, you can choose from three ways to make a top up i) Instant bank transfer linked to your online bank, ii) Bank transfer where you send the top up yourself or iii) via Direct Debit. The timing varies depending on the method you choose but also please see link for how to view recent contributions.
Instant and direct Bank Transfer:
Timing varies by bank but the top up will normally be taken from your bank account within a few minutes (although it may be later if out of hours or if the bank is doing additional checks).
The money arrives with our platform provider at the same time, but it goes into a "pooled" client money account before being allocated to your specific Beanstalk account. The allocation happens several times during the day so you will not see it in your account until after this process. You will normally see it by end of the day, but top ups made at the end of the day or at the weekend may not show until the next working day.
We collect top ups trigged via Direct Debit once a week, normally on Monday (or if a holiday, the next working day after). Under Direct Debit rules, we provide you with 5 working days notice by email of the exact collection date so it will usually be collected on the Monday week after you requested the top up. You will see the amount in your Beanstalk account at the end of the day on which it is collected.