Legal & General Cash Trust (GB00B0CNHB64)

  • Aims to maintain capital and provide a return in line with money market rates
  • Fund fees of 0.15%
  • Managed by Legal & General.

What the fund manager, L&G, says about this fund:

The investment objective of the Fund is to maintain capital and to provide a return in line with money market rates, before charges. The Fund will generally invest in short term deposits, certificates of deposit and government bonds (predominantly UK). The bonds that the Trust invests in must be investment grade (rated as lower risk).

View fund chart on Financial Times

Tap to view the live chart on FT.com

More about Legal & General Cash Trust

The Fund will generally invest in short term deposits, certificates of deposit, government bonds (predominantly UK) issued in pounds sterling (a type of loan that pays interest) and Repos. Repos are an agreement between two parties to sell or buy an asset and later reverse the trade at an agreed date and price.

Returns broadly follow UK interest rates. The fund aims to provide stability rather than growth, so performance is usually lower and less volatile than stock markets. For the latest performance figures, see the L&G factsheet.
Past performance is not a reliable indicator of future results.

L&G is one of the UK’s largest financial services businesses operating across investment management, pensions, annuities, and life insurance. L&G's Asset Management business is a major global investor across public and private markets, with over £1 trillion in assets as of June 2025.

The L&G Cash Trust has a charge of 0.15% per year, which is automatically deducted from the fund’s value. This means you don’t pay fees directly - they’re taken from the fund before your returns are calculated, keeping things simple and cost-effective.
The power of family saving - Beanstalk
Open an ISA or Junior ISA in minutes

Open accounts for you and your children from the app. No trips to the bank needed.

Low fees and flexible

With no regular payment commitments required, it's flexible to your finances. Top up the account when you want.

Tools to help you save more

Earn money back with KidStart, round up your purchases and easy gifting for family and friends.

A fund is a collective investment managed by a fund manager which offers an easy way to invest for both new and experienced investors. Your money is pooled with other investors and used by the fund manager to invest in a range of assets depending on the fund's goals.

An active fund is actively managed by a fund manager who picks and chooses investments to try to beat the benchmark that the fund is measured against. Passive funds (also known as tracker funds) aim to replicate the performance of specific index by holding investments in line with the index. Active funds are typically more expensive than passive funds because of the extra costs required to manage the investments but there is no guarantee that they will outperform passive funds and many do not.

Beanstalk is covered by the Financial Services Compensation Scheme up to £85,000 for claims relating to investment products.

The Adult ISA annual contribution limit is currently £20,000 per year and Junior ISAs have a contribution limit of £9,000 total per year.

Click here to view L&G Cash Trust Key Investor Information Document.
© Beanstalk 2026. All rights reserved.
Support Privacy Policy Terms and Conditions
Beanstalk is a trading name of KidStart Limited. KidStart Limited is authorised and regulated by the Financial Conduct Authority. Our FCA number is 473606. See http://www.fca.org.uk for more information.
By clicking the "Accept" button below, you agree to our Cookie Policy
Accept