Transfer An Existing JISA or ISA to Beanstalk

Transferring an ISA or Junior ISA to Beanstalk is really simple and then you can take advantage of all Beanstalk’s great features such as family saving, round ups and money back on your shopping.

If you are transferring a stocks & shares ISA/JISA, you may well save on fees. With a cash ISA/JISA, you could benefit from greater growth potential.

You'll get access to these great features

We’ve made it incredibly easy for grandparents and other friends and family to help out

Our fee is just 0.5% of account value annually, one of the lowest around (the funds we offer have fees of 0.12% to 0.15% deducted within the fund)

Everything is in the app, no trips to the bank required nor long waits for paper statements

Round ups, gift links, money back on your shopping, instant top ups are just a few of them
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The power of family saving - Beanstalk

Stocks and Shares can be a great way to grow your money

stocks and shares

Transferring a cash ISA or JISA to Beanstalk moves your savings into stocks & shares. Many people chose stocks and shares when saving over longer periods as growth can compensate for the ups and downs. For example, over 130 years the probability of equities out performing cash was 70% over any 2 years and 91% over any 10 years.

Source: Barclays Equity Gilt Study 2024

Answers to common questions on JISA and ISA transfers

Yes, it is easy to transfer an ISA or Junior ISA to Beanstalk. Just complete the simple ISA transfer form or JISA transfer form and return to us as per the instructions. We then take care of the transfer, contacting your existing provider to arrange the funds to be transferred across.

Yes, you can transfer a cash ISA into a stocks & shares ISA and vice versa. Our process is the same although a transfer of a cash ISA / JISA is usually quicker than for a stocks & shares account.

If your child already has a Child Trust Fund and you want to open a Junior ISA, HMRC rules require it to be transferred to the Junior ISA. Transferring is really simple: when you apply for a Beanstalk account, we will ask you if you have an existing account to transfer. We need a few details from you and then we take care of the rest

Yes. Just complete our ISA transfer form and specify that you want to make a partial transfer. We take care of the rest.

No, you cannot transfer the ownership of an account to another person. This is because the tax benefits you get from an ISA are for individuals, so can’t be transferred or shared. To give the money in an ISA to another person, you need to withdraw it from the ISA.
Funds in a Junior ISA belong to the child and can only be withdrawn by them once turn 18 at which point the Junior ISA becomes a regular adult ISA. The only exception to this is in the sad case of a child’s death or terminal illness.

It's simple to transfer an ISA or JISA to Beanstalk

mobile phone

Download Beanstalk and apply for an account. It just takes a minute or two and you will be asked if you have an account to transfer.

transfer form

Complete the Junior ISA transfer form or ISA transfer form and send it back to us.

handshake

We’ll take care of the rest of the transfer with your provider and will let you know once complete.

Choose how you would like your child's savings invested

Allocate your savings between a money market fund / shares fund from L&G and Fidelity with our unique slider tool

30%

70%

With this choice, £1000 invested for your child ten years ago would now be worth £2281
Note: Values calculated using fund price less our fee over 10 years until the end of last quarter. Past performance is no guarantee of future performance.

We've helped thousands of families save millions for their kids

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A trusted name in children's savings

Launched by the team behind KidStart. We have been helping families save for their children for over 15 years.

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4.9 rating from 600+ customers

Read reviews. We also have over 4 stars on both the App Store and Play Store.

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Regulated and secure

Beanstalk is authorised and regulated by the FCA and is covered by the Financial Services Compensation Scheme up to £85,000 per person for claims relating to investment products

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Beanstalk is a trading name of KidStart Limited. KidStart Limited is authorised and regulated by the Financial Conduct Authority. Our FCA number is 473606. See http://www.fca.org.uk for more information.
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